Sometimes low is best. For instance, when securing car insurance rate quotes, you want to secure the lowest rate possible. Here are some tips to help you accomplish your mission:
1. Only add regular drivers to the policy. The operative word here is “regular.” Typically this will include yourself, your spouse or sweetheart, and your teenage driver. Insuring someone who drives the vehicle once in a blue moon makes as much sense as putting pajamas on a cat. If someone needs to drive your vehicle for a short period, then you can add them exclusively for that period.
2. Boost your voluntary excess. Although the term sounds fancy, it basically refers to your agreeing to cover more of the cost of repairs due to accidents. This will help to significantly lower your premium. It makes sense, considering that it reduces the expenses of insurers. In the situation that another driver was at fault, you’ll be reimbursed the “excess” that you pay.
3. Look for no-claims discounts. This is another way to secure the best car insurance quotes. Motor insurers often provide discounts to “no-claims” drivers. The ways that these discounts are defined vary among different cover providers. However, typically they’re only applicable to claims involving accidents that the insured person caused. They’re usually inapplicable to accidents that another driver caused.
4. Install an alarm to your vehicle. This can result in a substantial reduction in your auto cover premium. Certain makes and models tend to be the target of thieves, so this method is particularly advisable if you own a car or truck that falls into those categories. Besides the discounted cover, it’s highly advisable to protect your investment from unscrupulous thieves.
If you’re looking for rock-bottom best car insurance quotes, these tips can help you to secure them. You’ll enjoy a natural high after finding the lowest rates available.